Terms & Conditions

Last Updated: January 21, 2025

Welcome to Toolkitbank.com. These Terms and Conditions ("Terms") govern your use of our website and the tools and services we provide. By accessing or using our website, you agree to be bound by these Terms.

1. Acceptance of Terms

By accessing and using Toolkitbank.com, you accept and agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms, please do not use our website.

2. Use of Services

2.1 Permitted Use

You may use our tools and services for lawful purposes only. You agree not to use our website:

  • In any way that violates any applicable federal, state, local, or international law or regulation
  • To transmit any unlawful, harmful, threatening, abusive, harassing, defamatory, vulgar, obscene, or otherwise objectionable material
  • To impersonate or attempt to impersonate Toolkitbank, an employee, another user, or any other person or entity
  • To engage in any conduct that restricts or inhibits anyone's use or enjoyment of the website
  • To introduce viruses, trojans, worms, logic bombs, or other malicious or technologically harmful material

2.2 Changes to Services

We reserve the right to withdraw, modify, or suspend any part of our services at any time without notice. We will not be liable if, for any reason, all or any part of the website is unavailable at any time or for any period.

3. Intellectual Property Rights

The website and its entire contents, features, and functionality (including but not limited to all information, software, text, displays, images, video, and audio, and the design, selection, and arrangement thereof) are owned by Toolkitbank, its licensors, or other providers of such material and are protected by copyright, trademark, patent, trade secret, and other intellectual property laws.

You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our website without our prior written consent.

4. User-Generated Content

Our tools process text and other data you input. We do not claim ownership of any content you submit through our tools. However, by using our tools, you grant us a license to process and display your content as necessary to provide our services.

Most of our tools process data locally in your browser and do not transmit your data to our servers. Please refer to our Privacy Policy for more information about data processing.

5. Disclaimer of Warranties

YOUR USE OF THE WEBSITE AND ITS SERVICES IS AT YOUR SOLE RISK. THE WEBSITE AND SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. WE EXPRESSLY DISCLAIM ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

We make no warranty that:

  • The services will meet your requirements
  • The services will be uninterrupted, timely, secure, or error-free
  • The results obtained from the use of the services will be accurate or reliable
  • Any errors in the software will be corrected

6. Limitation of Liability

IN NO EVENT WILL TOOLKITBANK, ITS AFFILIATES, OR THEIR LICENSORS, SERVICE PROVIDERS, EMPLOYEES, AGENTS, OFFICERS, OR DIRECTORS BE LIABLE FOR DAMAGES OF ANY KIND, UNDER ANY LEGAL THEORY, ARISING OUT OF OR IN CONNECTION WITH YOUR USE, OR INABILITY TO USE, THE WEBSITE, ANY WEBSITES LINKED TO IT, ANY CONTENT ON THE WEBSITE, OR SUCH OTHER WEBSITES, INCLUDING ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES.

7. Third-Party Links and Advertisements

Our website may contain links to third-party websites or services that are not owned or controlled by Toolkitbank. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services.

We display third-party advertisements through Google AdSense and other advertising networks. These advertisements are subject to the advertisers' own terms and privacy policies.

8. Indemnification

You agree to defend, indemnify, and hold harmless Toolkitbank, its affiliates, licensors, and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms or your use of the website.

9. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of India, without regard to its conflict of law provisions. Any legal action or proceeding arising under these Terms will be brought exclusively in the courts located in India.

10. Changes to Terms

We reserve the right to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

11. Contact Information

If you have any questions about these Terms, please contact us at:

Email: support@toolkitbank.com

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